Compulsory civil liability insurance of a carrier towards passengers

Compulsory civil liability insurance of a carrier towards passengers is made in accordance with the Law of the Republic of Kazakhstan “Compulsory civil liability insurance of a carrier towards passengers”. Civil liability of railroad, sea, inland water, air, auto and urban electric transport carriers being residents of the Republic of Kazakhstan to the passengers and their property. The carriers without the contract of compulsory carrier’s liability insurance are not allowed to transport passengers.

Insurance period — the insurance contract is executed for 12 months and expires upon occurrence of the first insured event.

Insured events

An insured event on Compulsory civil liability insurance of a carrier towards passengers is the occurrence of the carrier’s civil liability to indemnify harm to life, health and/or property of the passengers at transportation.

Insurance premium

In accordance with the Law of the Republic of Kazakhstan “Compulsory civil liability insurance of a carrier towards passengers” the value of the insurance premium is:

No Name of the transport facility Annual insurance
premium in MCI
1 Auto
1) passenger cars, buses, mini-vans:
Up to 4 passenger places inclusive 3
over 4 to 7 passenger places inclusive 5
over 7 to 16 passenger places inclusive 11,5
over 16 to 30 passenger places inclusive 16
свыше 30 passenger places 23
2) trams, trolley-buses 7
2 Air
1) airplanes:
Up to 50 passenger places inclusive 400
over 50 and up to 120 passenger places 990
over 120 and up to 200 passenger places 2180
over 200 passenger places 3820
2) helicopters 135
3 Sea
up to 50 passenger places inclusive 50
over 50 and up to 100 passenger places 100
over 100 and up to 150 passenger places 150
over 150 and up to 300 passenger places 300
over 300 passenger places 530
4 Inland water
up to 50 passenger places inclusive 17,5
over 50 and up to 100 passenger places 35
over 100 and up to 150 passenger places 50
over 150 and up to 300 passenger places 90
over 300 passenger places 160

Value of insurance premium for rail carrier liability insurance is 0.2% of the income from passengers and their property transportation services in the Republic of Kazakhstan during the term of the insurance contract and paid by monthly installments of income received (to be received) for a month.

Besides, this type of insurance envisages Franchise. Franchise under the insurance contract is 5 MICs per a single insured event and each victim. In cases where the value of damage incurred exceeds the franchise value, the insurance payment shall be made in full.

Insurance payment for damage incurred to health and life or the victim is made without franchise.

Insurance payments:

Transportation by sea and air:

Transportation by rail, inland water and automobile transport:

Insurance payment will be made by the Insurer within 7 business days since delivery of all documents.