Types of insurance
Compulsory insurance
Civil-legal liability of carrier to passengers
Compulsory insurance of civil-legal liability of carrier to passengers includes the property interest of carrier related to its obligation established by the civil legislation of the Republic of Kazakhstan, to reimburse harm caused to life, health and (or) property of passengers during transportation thereof.
Operation of a vehicle if its owner does not have the compulsory vehicle owner’s liability insurance agreement is prohibited. Insurance events. Insurance event shall be deemed the fact of occurrence of civil-legal liability of insured person for reimbursement of harm caused to life, health and (or) property of persons recognized as affected persons.
Civil-legal liability of private notaries
Compulsory civil-legal liability of private notaries includes the property interests of private notary related to its obligation to reimburse harm, caused to the third parties as a result of its notarial actions, for performance of which a private notary in accordance with the legislation of the Republic of Kazakhstan «On Notariate» is obliged to conclude the compulsory private notary’s liability insurance agreement.
Civil-legal liability of owners of facilities, the activity of which is related to danger of causing harm to the third parties
Compulsory civil-legal liability of owners of hazardous facilities includes the property interest of owner related to its obligation, established by the civil legislation of the Republic of Kazakhstan, to reimburse harm caused to life, health and (or) property of the third parties by hazardous industrial factor.
Compulsory environmental insurance
Compulsory environmental insurance includes the property interest of a person engaged in environmentally hazardous types of economic and other activities related to its obligation established by the civil legislation of the Republic of Kazakhstan, to reimburse harm, caused to life, health, property of the third parties and (or) to the environment as a result of its accidental pollution.
Voluntary insurance
VI
It is an exemption of the insurer from reimbursement of harm not exceeding a certain amount. It is a kind of guarantee for the insurer that the insured, upon conclusion of an insurance agreement, shall treat its property with care in the future.