Voluntary insurance
Property insurance
The insurance under these Rules shall cover the property interests of an insured related to a risk of loss of property as a result of loss of ownership right thereon in connection with reclamation from possession as well as invalidation by a court of a sale and purchase transaction, gift deed, contract of exchange, last will, privatization agreement.
The insurance hereunder shall cover the property interests of an Insured, related to possession, use, disposal of air transport (the “transport”), due to damage, loss, non-return or destruction (hijacking, theft) of the transport as a result of an insurance event stipulated in Insurance Agreement.
Railway transportation insurance
The insurance hereunder shall cover the property interests of the Insured related to possession, use, disposal of railway transport (the “transport”) due to damage, loss, non-return or destruction (hijacking, theft) of the transport as a result of an insurance event stipulated in Insurance Agreement.
Voluntary third party liability insurance of legal advisers and lawyers
The property interests of the Insured (insured person) shall be the insurance object associated with its responsibility in the manner prescribed by the legislation of the Republic of Kazakhstan to reimburse loss caused to the third parties that in accordance with the agreement are provided with legal assistance as a result of their professional activities.
Insurance of civil liability of space object owners
Voluntary insurance of civil liability of space object owners is carried out by concluding a contract of voluntary insurance of civil liability of space object owners with individuals and legal entities for damage caused to life, health or property of third parties, as well as the environment as a result of space activities.
The object of insurance is the property interests of the Insured associated with unexpected expenses and losses arising during the period of possession, use and disposal of space object as a result of its death, destruction, missing or damage.
Professional liability insurance
The object of insurance is the property interests of the Insured related to its obligation, established by the civil legislation of the Republic of Kazakhstan, to compensate the damage caused to life, health and / or property of third parties as a result of professional activities carried out by the Insured.
The property interests of the Insured (Beneficiary) shall be the insurance object associated with possession, use and disposal of watercraft as a result of its damage or destruction (theft, robbery), including engines, rigging, interior trim, equipment and others.
Voluntary insurance of civil liability of private bailiffs
The object of insurance is the property interests of the Insured related to its obligation to compensate the damage caused to the participants enforcement proceedings and other persons (hereinafter – the beneficiaries), as a result of the commission of executive actions contrary to the laws of the Republic of Kazakhstan.
The insurance under these Rules shall cover the property interests of an Insured related to unforeseen expenses and loss due to occurrence of insurance event as a result of possession, use and disposal of an insured vehicle.
The property interest of the Insured associated with contingent expenses and loss in consequence of occurrence of an insured event as a result of possession, use and disposal of insured motor vehicle shall be the insurance object.
The property interest of the Insured associated with contingent expenses and loss in consequence of occurrence of an insured event as a result of possession, use and disposal of insured motor vehicle shall be the insurance object.
My neighbors – program of voluntary insurance of third party liability of apartment owners
The insurance object shall be the property interests of the Insured associated with its liability determined by the civil legislation of the Republic of Kazakhstan to reimburse damage caused to the property of third parties as a result of operation of its apartment which is owned on the right of ownership.
“My House” voluntary immovable property insurance program
The insurance hereunder shall cover the property interests of an Insured related to possession, use, disposal of immovable property specified in Insurance Agreement as well as unforeseen expenses that may arise upon occurrence of insurance event specified in the Program.
“My Apartment” voluntary insurance program
The insurance hereunder shall cover the property interests of immovable property owner (the “Insured”) related to possession, use, disposal of immovable property specified in Insurance Agreement as well as related to unforeseen expenses that may arise upon occurrence of an insurance event specified in the Program.
Voluntary motor vehicle insurance
The voluntary motor vehicle insuranceinvolves indemnity to the Insured (Beneficiary) for damage or destruction, theft, stealage of a vehicle and / or additional equipment installed on it resulting from the event insured (risk insured) specified by the contract.
Voluntary civil liability insurance of owners of motor vehicles
The voluntary civil liability insurance of owners of motor vehicles involves indemnity to third parties (Beneficiaries) for damage to life, health or property of third parties (beneficiaries) as a result of the operation by Insured of the motor vehicle as a source of increased danger.
Voluntary civil liability insurance of owners of aircrafts
Voluntary civil liability insurance of owners of aircrafts involves indemnity to third parties (Beneficiaries) for damage to life, health or property of third parties (beneficiaries) in the operation of the aircraft by the Insured.
Voluntary insurance of farm animals
The voluntary insurance of farm animals involves the indemnity to the Insured for death (including forced slaughter), loss of the insured animals, and costs of treatment of animals due to loss of their health.
Voluntary property damage insurance
The voluntary property damage insurance involves indemnity to the Insured for destruction, damage or loss of the insured property as a result of occurrence of the event or set of events (risks insured) specified in the relevant insurance contract.
The voluntary cargo insurance involves indemnity to the Insured for cargo loss, shortage and/or damage (injury) as a result of any accidental and likely events.
Voluntary aircraft insurance (AERO CASCO)
The voluntary aircraft insurance (AERO CASCO) involves indemnity to the Insured for loss, destruction, or damage to aircraft (glider),helicopter (gliders), aircraft and helicopter engines, spare and replacement parts, as well as special equipment resulting from the insured event (insured risk) specified by the contract.
Personal insurance
The property interests of the Insured (additional expenses) associated with the need to obtain emergency medical and medical-transportation assistance upon occurrence of an insured event during its stay within the insurance territory shall be the insurance object.
The voluntary accidents insurance involves indemnity due to the appearance of damage to life and health of the insured as a result of an accident
Voluntary civil liability insurance
The voluntary civil liability insuranceinvolves indemnity to third parties (Beneficiaries) for damage to life, health or property of third parties (Beneficiaries) as a result of professional or other activity by the Insured. As part of the product, the Insured has the right to execute a contract of other civil liability.
Financial insurance
Insurance of borrowers and customers of financial institutions
Program for insurance of borrowers and customers of financial institutions (second tier banks, mortgage and micro-credit organizations, leasing companies).
Voluntary construction and installation works insurance
The voluntary construction and installation works insurance involves the indemnity for: damage or destruction of building objects, construction and installation equipment, machinery, materials, and other property, which are the subject of construction, installation and use on site…
Voluntary insurance against other financial losses
The voluntary insurance against other financial lossesinvolves indemnity to the Insured of damages due to the loss of income, adverse natural phenomena, continuous, unforeseen expenses, loss of market value, failure (improper performance) of contractual obligations by the Insured’s counterparty and other damages as a result of the financial activities.